6 Simple Strategy to Better Manage your Money

Smart money management is about more than understanding the math. That part is simple: Spend less than you earn, and invest early.

The numbers aren't difficult, but the psychological and emotional hurdles that prevent most people from achieving their financial dreams are.

There are no secrets. The basics of wealth building have been well-documented for centuries. Stop searching for short-cuts and secrets; it’s said not to spend more money than you make.

Happiness comes from managing expectations. You won't find contentment by working harder to buy more stuff, because there's always more stuff to be had. Escaping the trap is simple: Learn to be satisfied with what you have.

You can have anything you want but not everything you want. Cut expenses ruthlessly on the things that don't matter so you can spend lavishly on the things that do.

Automate everything. When it comes to saving and investing, you are your own worst enemy. So remove yourself from the equation. Automate your savings, keep that money where you can’t easily deep into, do simple stuffs like what the Yorubas call ‘ajor’ or HAVE ASSETS (What brings in more money.

Perfect is the enemy of good enough. Too often we fail to act because we're searching for the absolute, sure way to invest or save. We do nothing instead. But action cures fear, and a decent or simply good outcome is always better than nothing.

Don't make excuses. Don't blame the president, the government, your ex or your company for your financial situation. Your circumstances might not be entirely your fault, but they are your responsibility.

Nobody cares more about your money than you do, so don't wait for someone else to tell you how to save or invest or get out of debt. You have the guts and the brains to run your own business.